Yoav from Pumapay https://pumapay.io/ joins me to discuss how their innovative crypto is poised to massively disrupt the payments industry.
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BTC doing what it does best….Taking big S…T
etherium chain fuck noo
Sounds like PumaPay reinvented the wheel. It’s interesting tech to be able to achieve the payments features described in this video on-chain. If they really have actually pulled this off then it is undoubtedly impressive tech to enable recurring subscriptions, pull payments etc. But as my old sales manager used to say “people don’t buy features they buy benefits.” I can’t help wondering what the real advantage/“benefits” are when the same payments features are available already with an existing crypto visa debit card? I already have one of those and it works great for payments with bitcoin, etherium & litecoin – with no need for yet another token. I just purchased some air tickets using bitcoin with my crypto visa card the other day for example. If I wanted to I could also authorise recurring payments on my crypto visa card of course.
With the above in mind just wondering what the advantages/benefits of PumaPay would be over visa payments solutions from a practical standpoint? Surely it will need to have advantages if it is to be a true “visa killer?” The point made about chargebacks with visa terminating merchants accounts if chargebacks are over an arbitrary percentage set by visa is a good benefit for merchants. This is definitely one advantage over visa from the merchant’s perspective – no chargebacks. I’d like to hear more of the advantages.
One of the things I personally like about crypto in general is that I am in control of my payments and nobody can sneak a recurring payment on me if I pay with crypto for example. Not sure how I’d feel about a merchant being able to “pull” payments from my wallet. I never use direct debits for this reason – I like to retain complete control of my own funds. Perhaps that’s just me? Despite these questions (which may well have good answers for all I know) I wish PumaPay well. We need for new solutions like these to be developed to spur adoption in crypto payments and help crypto go mainstream and hopefully make it so easy that even the normies will be using crypto for their payments in the future. Visa had better start issuing a lot more crypto debit cards pronto if they want to retain their market. Visa could be doing a lot more to spur mainstream crypto payments right now but so far they seem to have been half hearted about it.
Elastos!!
Thanks Lark for all your expertise !! Much appreciated !!
Nothing will be a visa killer ! Visa is already integrated in the crypto world and once they switch iso20022 system witch will be threw r3 ripple sbi all the banks quantum system will be implemented , so people don't listen to this nonsense nothing will be a visa killer ! These are the biggest companies in the world do you actually think they don't have there fingers in the honey pot
There is no crypto…only bitcoin
Crypto is a term invented by the 2017 scams/ico's
Apollo currency APL 1 million TPS 2020