BlockchainBrad (BCB) chats with Libra Credit CEO Lu Hua about a decentralized lending ecosystem that facilitates open access to credit anywhere and anytime based on the Ethereum blockchain. See @LibraCredit for more.

Extensive Partnership Networks

Collaborating with partners in both crypto and financial markets
Synergistic partnerships with crypto exchanges, stablecoin providers (e.g. Maker DAO), third-party identity verification data providers (e.g. uPort) and licensed financial institutions (e.g. banks, asset managers)Reinforcing Libra Credit while delivering value for our partners

Flexibility for Participants
Crypto-to-fiat loan allowing collateralization of cryptocurrencies to spend fiat without sacrificing their current crypto position
Crypto-to-stablecoin loans enabling borrowers to hedge price volatilities without exiting the market
Crypto-to-crypto lending allowing borrowers to pledge other alternate tokens for more mainstream crypto currencies (i.e. BTC / ETH) with better liquidity

Proprietary AI-based Credit Assessment Framework
In-house risk management technology which has been deployed in China and the ASEAN market successfully
Pioneer in digital credit service who leverages a dual-credit assessment framework
Considering both the viability of the pledged collateral and the credit scoring of the individual borrower


Investment Disclosure:
I invested in Libra Credit, meaning I bought Libra Credit Tokens in the pre sale & thus I support its long term utility. This is not a sponsored video in anyway. I don’t take payment for videos as a prerequisite to interview them. This was my own personal investment. I do several reporting, educationally-based videos without investment interests, but in this case I decided to invest and this needs to be disclosed.