Keywords/phrases: The principal-agent problem and the agency-less (children and the disabled). The use of technology by people with cognitive or physical disabilities, the disadvantaged, the disempowered. Given sufficient good user-interface and software design, apps can help give you agency and gain power. When you give the disabled power and agency, everyone else can also use that technology. Techno-utopianism. The pyramid scheme systems we have today not only don’t give agency, but actively conspire to remove it from larger and larger segments of society until everyone is without agency.