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33 COMMENTS

  1. I didn't fall in most of these traps, but, being a 42-year old I regret not investing 10% percent of my paycheck when I was younger. I have just learned about financial education a year ago. I'm nice, I never had debts or loans, I control my budget now, but I still think that it's too for a guy who lives in Brazil to make a great amount of money for retirement.

  2. 1. Dont buy fancy cars

    2. Don't buy big houses

    3. Don't go to clubs and restaurants

    4. Stay away from hoes / giggalos who want to spend your money

    5. Don't take credit cards. Use Secured Credit Cards to build credit.

    6. Try to look for safe ways to invest as soon as you can in your thirties.

  3. I got a 4 year old Silverado thought I had a great deal… gm certified and all
    . 4 months later paint peeling off like dead skin now I'm tryna find a way to get out of it. Gonna get it painted pay a chunk down on the loan payment and trade it in for a Camry fuck it.. still gonna put some subs in it though

  4. "nobody cares what car you drive" I bought my car for 600$, had it for 7 months so far. all because the previous owner was embarrassed driving it because it's literally falling apart look wise, but runs like a beauty :')

  5. IT's easy to get impatient, see others living on credit, and think that's reality! I just remind myself that $100 per month @ 8% over 40 years is over $330k! It all adds up…unless you spend it.

  6. Avoid marriage, go MGTOW. Don't risk your assets just to have the privilege of looking after a lazy, manipulative house pet. You know that old saying? Every Man for himself ?????

  7. Agree with buying an expensive new car. Especially these days where cars are so reliable and rust is almost unknown. Even if you're not earning much money you can buy a ten year old car that has 100k miles on it but still drives perfectly, has all the aircon, electric windows, hifi etc on it for a couple of thousand and it will last for years with basic maintenance. And if it blows up? Buy another for a couple of thousand and you'll still be far better off than buying a brand new expensive car and be paying a couple of thousand every month.
    However, I would also add, don't buy a macbook because it's got the shiny Apple logo on it when a Windows laptop or Surface will cost less and do more.

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