How to Save $10,000 in 2019 | Phil Town

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Thank you Phil. I came to your course in Atlanta from Australia in January this year. At the time I had no money. Brad has rung me twice to encourage me. Thanks you Brad. I have saved $5000 since then and have opened a trading account. Phil you are amazing – so encouraging – a fantastic and good guy with a great heart. I don't know how to thank you but I am so thankful I came to your course and met you. I will continue saving and start trading. I appreciate all you do. Cheers

I religiously set aside 10 to 15% of my earnings off the top.But it never occurred to me that I could take this one step further by making a specific dollar goal with a view to reaching it. In other words, I’m saving but have no clue how much per year I’m saving as I’m self employed and each monthly amount is different. Having a specific dollar amount to achieve would clarify for me how much money I am saving now, and make a clear path for attaining a bigger goal down the road. Thanks for the suggestion.

Continuing maxing out my 403B and my savings, as well as my max annual Roth IRA contribution

How I manage to reserve $20,000 annually:

1. Put aside $200-to-$400 weekly
2. Bank each bonus
3. Bank 95% of any tax refund
4. Live comfortably well-below my means

I am a recent subscriber to your videos. I read the book you suggested for 2019, misbehaving by Dr Thaler and feel that envelope system in not much effective. We tend to overspend in areas where our consumption is low due to external factors like cheap gasoline prices.

Easy: Vote for Andrew Yang 2020! $12,000 a year basic income!!!

Save like nobody else so I can live like nobody else. Travel goals ❤❤❤

I'm saving around 20k per year 🙂

I save between 55_65 % of my income every month.

I hear a lot about compounding interest accounts in videos. Yes, I know how they work and what they are. However, I don’t know where to find these accounts or examples of some. Does anyone know what accounts these might be? Thank you.

My wife has been adding a few bucks to principle on each house payment, which has brought our balance down considerably. I think I will have her stop doing that and redirect the money into our Roth IRAs. I hate opportunity cost!

There are kids in the Sierra foothills who, when traffic is stopped by a road closure up to Lake Tahoe due to snow, go car to car offering coffee, tea, or hot chocolate. I spoke with one who claimed that she and her brother have made enough to cover much of their college expenses by doing this. Good for them!

When I was making very little, we did the envelope thing. It made us hyper aware of where our money was going. It helped us make it through a tough time, and helped us get to better times.

Omg that's my saving goal this year! I'm a sophomore in college. Going to be a Junior. I want to save 10k before junior year begins! 2/10ths the way there! Following rule #1 investing to make some solid returns!

Hi, thank you so much for the useful information. I have a question. Recently I have been introduced index life insurance, do you think that’s a good way to invest your money? Thanks.

I gotta get better at paying myself first….

That would be great to be able to save $850/month! That’s about half my take home pay.

1:19 we dont want this "free download pops up in top of screen"

People will always make excuses why they cant save money Phil…and make new excuses of why they dont have a retirement account and then blame someone else why they are working until 78 EXCUSES FROM 18 TO 81

That'll be $833,33 every month

Didn't know ser jorah mormont made investing videos

Thank you for not taking away my coffee!

Hi Phil. Using value investing principle, could you explain to us when to exit the market to maximize capital gain? You have explain a lot about buying stock but I cannot find your video about selling stock. Thank you

I’m goin for the $10.000 ?

Ok done with 10k!? now going for 15k this year???

My passion is sports should I gamble for extra income?

great motivational game plan!

I'm 23. I have 2.7k to my name. I want to use that money to buy a car so I can earn more money. But I'd rather have a spaceship in 20 years. How do I go about using this 2.7k to get me a spaceship?

My wife and I have made a promise to pay off all of our debts over 6% this year and just completed it this month! Starting next month we can save $800/mo. But our savings went down to almost $0.

At the start of the year, my wife and I made the promise to to grow our savings by about $10,000 this year, so your video jumped out at me. Points 1 and 3 are what have kept us on track so far. Having a concrete goal that we talk about regularly and hold each other to keeps us motivated; paying ourselves first based on our goal makes it happen. Thanks for the video.

I can’t save more than what I make lol

How about if you're not talented at anything?

Made it 3 times in a row ?

Ramen, when authentic (which usually means it's at a restaurant in Japan), is one of the most delicious foods ever!

Thank you Phil. How would you suggest I get my spouse on board with something like this. For our household, $833 a month is a massive amount of money. I'm a school teacher and money is tight due to enormous student loan debt. I do have a side-hustle but would love some other ideas to help me make some more money to sock away.

Yes Phil. I have made I promise to myself. I am fulfilling this promise and I will fullfill it at the end of the year! Thank you for your videos!!!