Well the most magical time of year comes with it’s own steep costs that may take the joy right out of the new year. While, of course, I give out my fair share of presents each year, I want to caution you against spending too much. http://bit.ly/2EDOjvQ

It’s easy to throw a few large presents on a credit card and forget about it for a few months – but you’ll wake up to some major interest down the road. Hopefully this video helps you for next year!

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